Does DoorDash cover food delivery?

Also, the insurance form DoorDash will only cover you if you are on food delivery on behalf of the company and if there is food in the car. This means you will not have coverage on your way to pick up the meal, even though your personal insurance will likely count that as a business trip and deny coverage as well.

What does DoorDash insurance cover?

The policy from DoorDash lists the following coverages for drivers in their employ. Bodily injury, damage to third-party property, and damage to other parties in an accident. Liability for accidents that occur when food is in your car for an active delivery. DoorDash insurance will kick in once your policy's coverage has been exhausted.

Should I buy DoorDash insurance?

Purchasing DoorDash insurance is crucial if you are a DoorDash driver. In most cases, your traditional personal auto insurance policy will not protect you if you are involved in an accident while on a delivery. Your personal auto policy was designed to protect you during the personal use of your vehicle, not business use.